Warren Calls Plan to Replace CFPB Mortgage Tables ‘Half-Baked’

December 3, 2025, 6:00 PM UTC

Senate Democrats are warning the Trump administration not to cut an arcane but critical function of the Consumer Financial Protection Bureau that underpins the housing market as officials move to dismantle the agency.

At issue is the CFPB’s weekly publication of Average Prime Offer Rate tables, a key benchmark enabling the smooth operation of the $13 trillion residential mortgage market.

The consumer bureau said in a court filing last month that it would run out of funds in “early 2026” and would not be able to replenish them under the administration’s legal theory about agency funding. Lawmakers led by Massachusetts ...

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