Trump’s Pitch to Make Housing Affordable Again Is Hitting a Wall

Jan. 31, 2026, 3:00 PM UTC

President Donald Trump’s bid to put home ownership in reach for more Americans is sputtering, just weeks after it launched.

With voters signaling that pocketbook issues are top-of-mind ahead of the November midterm elections, the White House has floated a series of trial balloons aimed at lowering the cost of buying a home, only to see several shot down by Congress, the financial industry or even Trump himself.

The result: About six weeks after he promised “some of the most aggressive housing reform plans in American history,” the administration has struggled to get new policies in place while mortgage ...

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