EarnIn Fails to Stop Deceptive Fee Class Action Over Tips, Fees

Aug. 29, 2025, 4:49 PM UTC

Financial services company Activehours Inc., also known as EarnIn, didn’t convince a federal judge to toss a proposed class action alleging its “lightning speed fee” and tipping practices violated lending laws.

The consumers adequately alleged that EarnIn makes it difficult to get promised advances and that the fees were connected to the extension of a form of credit, the US District Court for the Middle District of Pennsylvania said Thursday. Earlier this month, the company failed to shake off a similar lawsuit in a federal Maryland court.

The Earn-In app works as an earned wage access service that allows users ...

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