ACA Fraud Is Real. It’s Time to Get Real About a Fix: Editorial

In a series of YouTube ads viewed more than 195 million times, a red-lipped Taylor Swift tells viewers about a “new thing” in Florida: Just visit a website, answer two questions and the state will send you a $6,400 stimulus check.

Sound too good to be true? It was — and the narrator wasn’t Swift but an AI deepfake. The ads, since taken down, were part of an elaborate scheme to fraudulently enroll people in Obamacare.

For years, insurance brokers have exploited lax controls on HealthCare.gov, the federal website for Affordable Care Act plans, to boost their commissions. Yet complaints ...