Trump’s $300,000 Kid Accounts Claim Assumes 13% Annual Returns (1)

President Donald Trump claims that his “Trump accounts” could grow to more than $300,000 in 18 years. Financial advisers say that would require an exceptional run-up in markets year after year.

Under the president’s One Big Beautiful Bill Act, the government will automatically seed an account with $1,000 for each child born between 2025 and 2028, as a way to set kids up for future financial success. The program got a boost last week, when billionaires Michael and Susan Dell agreed to donate $6.25 billion to the initiative for children aged 10 and under.

That brought renewed attention to the accounts, ...