Bloomberg Tax
March 23, 2022, 8:29 PM

ACH Improvements, FedNow Represent Future of Electronic Payments

Jamie Rathjen
Jamie Rathjen
Editor/Writer

The volume and value of ACH payments has consistently increased for several years while the Federal Reserve prepares its FedNow instant payment platform, a Federal Reserve official and Nacha representative said March 22.

In 2021, the ACH network handled 29.1 billion transactions totaling $72.6 trillion, a “fairly significant jump” from 2020, said William Sullivan, senior director and group manager of government and industry relations at Nacha.

The volume of transactions has increased by more than 1 billion for seven consecutive years, and the total transaction value has increased by more than $1 trillion for nine consecutive years, Sullivan said.

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