IRS Releases 2025 Contribution Limits for Health Savings Accounts (1)

The Internal Revenue Service released its 2025 inflation-adjusted contribution limits for health savings accounts, giving employees the opportunity to make greater contributions than in prior years.

For 2025, an individual with self-only coverage under a high-deductible health plan can contribute up to $4,300, up from $4,150 in 2024.

For family coverage, individuals may contribute up to $8,550, up from $8,300 in 2024.

For 2025, to qualify as a high-deductible health plan, a plan for individual coverage must have an annual deductible no less than $1,650 and with out-of-pocket expenses, such as copayments, no more than $8,300. For family coverage, annual ...