The Future Is Now for ERISA Fiduciary Duties Around Plan Data

It seems like only yesterday, 1978 or so—not long after the Employee Retirement Income Security Act of 1974 was enacted, by the way—that my father brought home a fancy new home computer terminal called a “Silent 700” for his high school sons to play with. There were no internet service providers in those days—indeed, there was no internet at all. Instead, there was the ARPANET—a network you could access at home only through a device called an “acoustic coupler” built into the Silent 700. The “acoustic coupler” consisted of two rubber cups that cradled your phone receiver and ...